Privacy Policy

At My Wedding & Event Planning Insurance (“we,” “us,” or “our”),
we are committed to protecting your privacy and the security of
your personal information. This Privacy Policy explains how we
collect, use, disclose, and safeguard your information when you
visit our website or use our services.

Please read this Privacy Policy carefully. By accessing or using
our website and services, you acknowledge that you have read,
understood, and agree to be bound by all the terms outlined in
this Privacy Policy. If you do not agree with our policies and
practices, please do not use our website or services.

1. Information We Collect

Personal Information

We may collect personal information that you voluntarily provide
to us when you:

• Register for an account
• Request a quote for event insurance
• Purchase an insurance policy
• Sign up for our newsletter
• Contact our customer service
• Participate in surveys or promotions
• Submit a claim

The personal information we may collect includes:

• Name, address, email address, and phone number
• Date of birth
• Payment information (credit card details, billing address)
• Event details (date, location, type, number of attendees)
• Information about vendors and venues
• Insurance history and claims information
• Any other information you choose to provide

Automatically Collected Information

When you visit our website, we may automatically collect certain
information about your device and usage patterns, including:

• IP address and device identifiers
• Browser type and version
• Operating system
• Pages visited and time spent on those pages
• Referring website addresses
• Geographic location (country and city level)
• Time and date of your visit

2. How We Use Your Information

We may use the information we collect for various purposes,
including to:

• Provide, maintain, and improve our services
• Process and fulfill your insurance requests, purchases, and
  claims
• Communicate with you about your account, policies, claims, or
  customer service inquiries
• Send you marketing communications, newsletters, and promotional
  materials
• Personalize your experience on our website
• Conduct research and analysis to improve our products and
  services
• Detect, prevent, and address technical issues, fraud, or illegal
  activities
• Comply with legal obligations and enforce our terms of service
• Protect the rights, property, or safety of our company, our
  users, or others

Legal Basis for Processing (For EEA Users)

If you are located in the European Economic Area (EEA), we will
only process your personal information when we have a valid legal
basis to do so, including:

• Consent: You have given us permission to
  process your personal information for specific purposes.
• Contract: Processing is necessary to fulfill
  our contractual obligations to you.
• Legitimate Interests: Processing is necessary
  for our legitimate business interests, provided those interests
  do not override your rights and freedoms.
• Legal Obligation: Processing is necessary to
  comply with applicable laws and regulations.

3. Disclosure of Your Information

We may share your personal information with the following
categories of third parties:

Service Providers

We may share your information with third-party service providers
who perform services on our behalf, such as payment processing,
data analysis, email delivery, hosting services, customer service,
and marketing assistance. These service providers are
contractually obligated to use your information only for the
purposes of providing services to us and to maintain appropriate
security measures.

Insurance Partners

We may share your information with insurance carriers,
underwriters, and other partners who help us provide insurance
coverage and process claims. These partners are bound by
confidentiality obligations and may only use your information as
necessary to provide these services.

Legal Requirements

We may disclose your information if required to do so by law or in
response to valid requests by public authorities (e.g., a court or
government agency). We may also disclose your information to
enforce our policies, respond to claims that content violates the
rights of others, or protect anyone’s rights, property, or safety.

Business Transfers

If we are involved in a merger, acquisition, or sale of all or a
portion of our assets, your information may be transferred as part
of that transaction. We will notify you via email and/or a
prominent notice on our website of any change in ownership or uses
of your personal information, as well as any choices you may have
regarding your personal information.

With Your Consent

We may share your information with other third parties with your
consent or at your direction.

4. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track activity
on our website and store certain information. Cookies are files
with a small amount of data that may include an anonymous unique
identifier. Cookies are sent to your browser from a website and
stored on your device.

Types of Cookies We Use

• Essential Cookies: These cookies are necessary
  for the website to function properly and cannot be switched off
  in our systems. They are usually set in response to actions made
  by you, such as setting your privacy preferences, logging in, or
  filling in forms.
• Analytical/Performance Cookies: These cookies
  allow us to recognize and count the number of visitors and see
  how visitors move around our website. This helps us improve the
  way our website works, for example, by ensuring that users find
  what they are looking for easily.
• Functionality Cookies: These cookies enable the
  website to provide enhanced functionality and personalization.
  They may be set by us or by third-party providers whose services
  we have added to our pages.
• Targeting Cookies: These cookies may be set
  through our site by our advertising partners. They may be used
  by those companies to build a profile of your interests and show
  you relevant advertisements on other sites.

Your Cookie Choices

Most web browsers allow you to control cookies through their
settings preferences. However, if you limit the ability of
websites to set cookies, you may worsen your overall user
experience, as it will no longer be personalized to you. You may
also not be able to use some of our features that require cookies
to function properly.

Do Not Track

Some browsers have a “Do Not Track” feature that signals to
websites that you visit that you do not want to have your online
activity tracked. Because there is not yet a common understanding
of how to interpret the DNT signal, we currently do not respond to
browser DNT signals.

5. Data Security

We have implemented appropriate technical and organizational
security measures designed to protect the security of any personal
information we process. However, despite our safeguards and
efforts to secure your information, no electronic transmission
over the Internet or information storage technology can be
guaranteed to be 100% secure.

We regularly monitor our systems for possible vulnerabilities and
attacks and review our information collection, storage, and
processing practices to update our physical, technical, and
organizational security measures. We also restrict access to your
personal information to those employees, contractors, and third
parties who need to know that information in order to process it
for us and who are subject to strict contractual confidentiality
obligations.

6. Third-Party Links

Our website may contain links to third-party websites, plug-ins,
and applications. Clicking on those links or enabling those
connections may allow third parties to collect or share data about
you. We do not control these third-party websites and are not
responsible for their privacy statements. When you leave our
website, we encourage you to read the privacy policy of every
website you visit.

7. Your Privacy Rights

Depending on your location, you may have certain rights regarding
your personal information, including:

• Access: You have the right to request copies of
  your personal information.
• Rectification: You have the right to request
  that we correct any information you believe is inaccurate or
  complete information you believe is incomplete.
• Erasure: You have the right to request that we
  erase your personal information, under certain conditions.
• Restriction: You have the right to request that
  we restrict the processing of your personal information, under
  certain conditions.
• Object: You have the right to object to our
  processing of your personal information, under certain
  conditions.
• Data Portability: You have the right to request
  that we transfer the data we have collected to another
  organization, or directly to you, under certain conditions.

If you make a request, we have one month to respond to you. If you
would like to exercise any of these rights, please contact us
using the information provided in the “Contact Us” section below.

California Privacy Rights

If you are a California resident, you have specific rights
regarding your personal information under the California Consumer
Privacy Act (CCPA). For more information about your California
privacy rights, please see our California Privacy Notice.

8. Children’s Privacy

Our website and services are not intended for individuals under
the age of 18. We do not knowingly collect personal information
from children under 18. If you are a parent or guardian and you
believe your child has provided us with personal information,
please contact us. If we become aware that we have collected
personal information from children without verification of
parental consent, we will take steps to remove that information
from our servers.

9. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify
you of any changes by posting the new Privacy Policy on this page
and updating the “Last Updated” date at the top of this Privacy
Policy. You are advised to review this Privacy Policy periodically
for any changes. Changes to this Privacy Policy are effective when
they are posted on this page.

10. Contact Us

If you have any questions or concerns about this Privacy Policy or
our privacy practices, please contact us at: